When it comes to maximizing miles on everyday spending, I’m always on the lookout for new opportunities. I used to find myself asking, what card should i use for insurance premiums or hospital bills. Recently, I found the perfect way to maximize miles on insurance premiums—something that usually doesn’t earn any rewards. Thanks to the HexMax x Chocolate Card partnership, starting February, all transactions—including insurance payments and hospital bills—can earn 2 Max Miles per dollar.
I had an annual insurance premium due soon, a four-figure amount that would have otherwise been deducted via GIRO, earning me absolutely nothing. But with this new partnership, I can now pay my premiums and maximize my miles effortlessly. Here’s how it works and why it’s a game-changer for those who love accumulating miles for free flights!
What is HexMax?
HexMax is a powerful platform that helps users optimize their credit card spending by pairing them with the best rewards cards for different transactions. They frequently partner with banks and financial services to unlock hidden earning potential on transactions that traditionally don’t qualify for miles or cashback.

Through HexMax, I discovered the Chocolate Card, which is now offering 2 Max Miles per dollar on all transactions—including those that previously didn’t earn rewards, like insurance premiums, hospital bills, education fees, and even government payments.

Sign up for HexMax with my referral link here and get 250 max miles!
What is the Chocolate Card?

The Chocolate Card is a premium rewards credit card that offers attractive miles and cashback incentives. With its latest partnership with HexMax, it now stands out as one of the best cards for earning miles on non-traditional spending categories.
Starting from February, all transactions, including insurance premiums, will earn 2 Max Miles per dollar—a fantastic return on spending that normally earns nothing.
Sign up for the Chocolate Card using my referral link and enjoy unlock a $5 sign-up bonus!
How I’m Maximizing My Miles on Insurance Premiums
With my upcoming four-digit annual insurance premium, I was dreading the thought of it being deducted via GIRO, earning me absolutely no rewards. But now, with the HexMax x Chocolate Card partnership, I can:
✔ Pay my insurance premium with my Chocolate Card instead of GIRO
✔ Earn 2 Max Miles per dollar spent, turning a four-figure payment into thousands of miles
✔ Redeem my miles for future flights, saving on travel expenses
✔ Use the same strategy for hospital bills, school fees, and more
This simple switch allows me to maximize my miles without increasing my spending.
Why This Partnership is a Game-Changer
- Earn miles on transactions that normally don’t qualify (insurance, hospital bills, government fees)
- No additional fees for using the Chocolate Card via HexMax
- 2 Max Miles per dollar is one of the best earning rates available
- More miles = free flights faster
If you’re looking for a way to maximize miles on insurance premiums, this is hands down the best option available right now.
How You Can Get Started
If you also have insurance premiums, hospital bills, or government payments coming up, don’t miss out on this opportunity. Here’s how to start:
- Sign up for HexMax using my referral link to access the partnership. Get 250 max miles when you have completed the onboarding.
- Apply for the Chocolate Card with my referral link to enjoy the best miles-earning rate. Get $5 upon signing up via my referral link.
- Use your Chocolate Card via HexMax to pay for transactions that previously earned no rewards.
- Watch your miles accumulate effortlessly and redeem them for flights, hotel stays, or travel perks!

Final Thoughts
If you’ve been paying insurance premiums, hospital bills, or school fees without earning rewards, this HexMax x Chocolate Card partnership is your chance to turn necessary expenses into free travel. I’m thrilled to finally maximize miles on my insurance premium, and I hope you take advantage of this opportunity too!
Ready to earn miles on every transaction? Sign up for HexMax and Chocolate Card today using my referral codes and start earning rewards effortlessly!